A Medicare Supplement (Medigap) plan, offered through trusted private carriers, helps cover the out-of-pocket costs Original Medicare doesn’t — such as copayments, coinsurance, and deductibles — so you can enjoy greater peace of mind and predictable healthcare expenses.

Medicare Advantage plans offer an all-in-one alternative to Original Medicare. These plans may include Medicare Part D prescription drug coverage along with hospital, doctor, skilled nursing, and additional medical services — giving you comprehensive care under one convenient plan.

Medicare Part D plans provide prescription drug coverage through the federal program, helping you save on both brand-name and generic medications at participating pharmacies in your area. Get the coverage you need to manage your prescriptions with confidence and convenience.

Term life insurance offers straightforward, affordable protection for your loved ones. This coverage provides a payout if you pass away during the selected term, giving your family financial security when it matters most — with simple options that are easy to compare and customize.

Burial or final expense insurance helps ease the financial burden on your loved ones. This coverage is designed to help pay for funeral costs and other remaining expenses, ensuring your family has peace of mind during a difficult time.

Dental and vision plans from help you maintain essential everyday wellness. Dental coverage includes preventive care like cleanings and exams, as well as fillings, crowns, and dentures. Vision coverage offers benefits for routine eye exams, prescription glasses, and even discounts on corrective surgery — keeping your health and confidence in clear focus.

Annuities provide a dependable income stream designed to support your financial goals, especially in retirement. By making a lump-sum payment or a series of contributions, you receive regular payouts—either right away or in the future—ensuring steady income and long-term financial stability.

Social Security analysts at PLT Health & Life help you understand and maximize your Social Security benefits. They offer personalized guidance on the best timing and strategies to claim your benefits, aligning each decision with your financial situation and long-term retirement goals.